Heloc Interest Rates 2024 Reddit. Mortgage rates are expected to decrease by nearly 1% by year’s end — from 6.6% down to as little as 5.75% — according to recent housing forecasts. Heloc rates are variable based on when you draw (correct me if i’m wrong) and you’ll still be paying an origination fee.

25, 2024, the average rate for a $100,000 heloc was 9.11%, 9.26% and 9.95% for ltv ratios of 60%, 80% and 90%, respectively, according to data. As of 2024, the average heloc interest rate ranges from 9.0% to 9.5%.